Senior Credit Strategy Analyst
We are looking for a Senior Credit Strategy Analyst in our Credit Strategy Team.
The Credit Strategy team plays a crucial role to Funding Circle. They ensure our borrowers and investors get what we promise, use data and modelling to provide insights to the rest of the business, control and monitor the risk within our processes ensuring that we always deliver and they help us make data driven decisions to guide our strategy.
Please note, the minimum expectation for office attendance is two days per week in our central London office.
Who are we?
We’re Funding Circle. We back small businesses to succeed.
At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.
With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.
We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.
The role
Deliver value for Investors and Funding Circle through optimization of credit strategy:
Think up new credit strategies and support in shaping them analytically with attention to details. Measure impacts and be open to iterate.
Look at things like our pricing, policies, projections and monitoring defaults.
Be an excellent communicator and presenter. Turn complex analysis into simply articulated visions / insights.
Conduct rigorous statistical analysis, forecasting and data mining of various datasets to shape and guide decision-making across a number of strategic areas
Identify, develop and maintain key relationships with internal and external stakeholders
Have a clear and relentless focus on delivering business results
Be comfortable challenging the status quo
See projects right through to completion, by leading on the implementation efforts and developing ongoing monitoring plans
Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we’re looking for
Experience in a risk strategy setting, ideally within SME or a retail lending environment
Proven track record of driving strategic changes within an organisation
Exceptional problem solving skills using logical reasoning and analytical methods
Advanced knowledge of Excel
Working knowledge of SQL
Nice to have - one other programming language (R, SAS, Python)
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.
Want to learn more?
Why join us?
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Weath, Development & Lifestyle.
A few highlights:
Health:Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
Wealth:Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
Development: Dedicated annual learning allowance and full access to internal learning platform.
Lifestyle:Wellhub (for fitness discounts), Electric Car Scheme and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We’d love to hear from you.
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